State Savings Bank

Home Mortgage

Home Under ConstructionState Savings Bank has several excellent options for any consumers looking to purchase or refinance their mortgage. Our financial calculators are an excellent resource to provide customers with estimates on closing costs, monthly payments, etc.

While doing business with SSB, you will discover we aren't just like every other bank. We want to do what is best for the consumer and will sit down with you and discuss any and all options. We build our relationships with customers through trust and catering to your goals, not ours. Our staff is complete with experts in the mortgage industry and are available for any financial questions you may have.

Click here to see our Home Buying Timeline at State Savings Bank.

First-time Homebuyers

If you've never owned a home, you probably have lots of questions. We've put together a First-time Homebuyer Guide just for you to help you understand everything from the terminology lenders use to the mortgage application and closing processes.   

If you are a first-time homebuyer or are interested in helping someone you know save for a first home, click here to learn about our tax-advantaged First-time Homebuyer Savings Account.

See below for more information on our home mortgage staff.

West Des Moines  515-457-9533

Aaron Spooner

Aaron Spooner

Loan Officer
NMLS #1265467
West Des Moines, IA

Aaron is a recent graduate from AIB College of Business in Des Moines and has been with State Savings Bank for four years. Aaron has experience in both the Mortgage and Operations departments in his time with the bank and has continued to work with customers to give them the best banking experience possible - from start to finish.

Bryan Rowland

Bryan Rowland

Vice President / Loan Officer
NMLS #876365
West Des Moines, IA

Bryan was born and raised in West Des Moines and is proud to serve the community that has been so good to him. Making sure the customer understands the entire loan process and setting customers up to succeed financially are Bryan's primary goals in both consumer and commercial lending.

Ryan Newton

Ryan Newton

Loan Officer
NMLS #1024230
West Des Moines, IA

A University of Iowa graduate, Ryan has 9 years of consumer and commercial banking experience. He strives to develop a meaningful relationship with each customer, and goes above and beyond to help them make sound financial decisions. Ryan is actively involved in the community through Kiwanis.

Baxter 641-227-3161

Danielle Brannen

Danielle Brannen

Loan Officer
NMLS #861345
Baxter, IA

Danielle, born and raised in Baxter, Iowa, has been with State Savings Bank for 13 years. Coming from a small community, she values the small town banking experience as much as she values the customer relationships. Danielle has a wide variety of banking knowledge, but specializes in Residential Real Estate and Consumer lending.

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