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Important Information About Your Privacy
Privacy
Policy Notice
Protecting your privacy is important to State Savings
Bank and our employees. We want you to understand what information
we collect and how we use it. In order to provide our customers
with a broad range of financial products and services as effectively
and conveniently as possible, we use technology to manage and maintain
customer information. The following policy serves as a standard
for all our employees for collection, use, retention, and security
of nonpublic personal information.
What Information We Collect
We may collect "nonpublic personal information"
about you from the following sources:
- Information we receive from you on applications or other loan
and account forms;
- Information about your transactions with us or others; and
- Information we receive from third parties such as credit bureaus.
"Nonpublic personal information" is nonpublic information
about you that we obtain in connection with providing a financial
product or service to you. For example, nonpublic personal information
includes information regarding your account balance, payment history,
and overdraft history.
What Information We Disclose
We do not disclose nonpublic personal information about you to
nonaffiliated third parties except as permitted by law. We are permitted
under law to disclose nonpublic personal information about you to
other third parties in certain circumstances. For example, we may
disclose nonpublic personal information about you to third parties
to assist us in servicing your account with us, to government entities
in response to subpoenas, and to credit reporting agencies. We may
also disclose all of the information we collect about you, as described
above, to companies that perform marketing services on our behalf.
If you decide to close your account(s) or become an inactive customer,
we will continue to adhere to the privacy policies and practices
described in this notice.
Our Security Procedures
We also take steps to safeguard customer information. We restrict
access to your personal and account information to those employees
who need to know that information to provide products or services
to you. Employees who violate these standards will be subject to
disciplinary measures. We maintain physical, electronic, and procedural
safeguards that comply with federal standards to guard your nonpublic
personal information.
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